The best part of the spin off from a large corporation is the the ability to pursue market opportunities previously constrained due to the parents goals. The used car market is such an opportunity for Ally Financial (ALLY). While the market frets about peak new auto sales, the used market continues to finance more than double the 17 million new vehicles sold in 2015. With only 5% of the market, Ally has plenty of opportunities to gain market share in the fragmented market. Considering the financial trades at 6x earnings estimates and substantially below book value, the stock is an almost no brainer at these levels. Disclosure: No position